Quantum Phinance

Quantum Phinance

How AMCs can accurately estimate their Investible Surplus

In the world of mutual funds, investible surplus cash is a critical aspect that fund managers need to monitor and manage to ensure smooth operations. A clear and ongoing view of the available funds allows fund managers to make investments and generate returns for their investors. However, having this visibility can be challenging, and it requires a systematic approach to ensure that these funds are managed efficiently to make faster and smarter investment decisions.

How to do it?

To ensure clear visibility of investible surplus in mutual fund schemes, fund managers need to track two important data sets:  

  1. Sales CRM deal data
  2. Bank account information

By monitoring these two data sets, fund managers can identify potential issues and take appropriate measures to address them.

What’s the process?

The first step is to track Sales Expected Inflow Data, which provides valuable insights into the sales pipeline and the expected cash inflow. By monitoring the sales pipeline, fund managers can estimate the expected inflow of funds in the coming months and plan their investments accordingly. They can also identify potential issues, such as delayed or canceled deals, and take corrective action to ensure that the expected investible surplus remains on track.

In addition to Sales Expected Inflow Data, fund managers also need to monitor bank account information. This includes tracking the inflow and outflow of funds, identifying any delays in payments, and ensuring that the bank accounts are adequately funded at all times. By monitoring bank account information, fund managers can identify potential cash flow issues and take corrective action to address them.

One way to ensure that bank accounts are adequately funded is to set up automated transfers from other accounts. This can help ensure that there is always enough cash available to make investments and pay expenses. It can also help avoid the need for manual transfers, which can be time-consuming and prone to errors.

Another important aspect of managing cash flow in mutual funds is to maintain a robust cash reserve. Fund managers should ensure that they have enough cash on hand to cover any unexpected expenses or short-term cash needs. This can help avoid the need to liquidate investments to raise cash, which can have a negative impact on returns.

In conclusion, monitoring cash flow in mutual funds requires a systematic approach that involves tracking sales CRM deal data and bank account information. This can help ensure that the accounts are adequately funded at all times, allowing fund managers to make smart investments using the accurate investible surplus cash.

Is there a simple solution?

Yes. Say hello to Quantum Cash Magic. Get real-time reconciliation of inflows and outflows from bank accounts and accurately estimate the exact investible surplus and cash. Quantum Cash Magic ensures that you have enough investible surplus by tracking expected cash flow from sales/CRM deal data along with actual bank inflow from the customer on a real-time basis. Our platform can help you monitor cash flow data across 250+ bank accounts.

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